Closing Cost Calculator
Estimate home closing costs by state. See lender fees, title insurance, transfer taxes, prepaid items, and total cash needed to close.
Loan Amount: $320,000.00
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Total Closing Costs
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Down Payment
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Total Cash Needed
Cost Breakdown
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Frequently Asked Questions
How much are closing costs?▾
Closing costs typically range from 2-5% of the purchase price. On a $400,000 home, expect $8,000-$20,000. Costs vary by state.
What is included?▾
Lender fees, title insurance, transfer taxes, attorney fees, prepaid items (property tax, insurance), and escrow deposits.
Buyer or seller pays?▾
Both pay. Buyers typically 2-5% of price. Sellers typically 6-10% including agent commissions plus their own closing costs.
Is my data stored?▾
No. All calculations happen in your browser.