Closing Cost Calculator

Estimate home closing costs by state. See lender fees, title insurance, transfer taxes, prepaid items, and total cash needed to close.

Loan Amount: $320,000.00

Frequently Asked Questions

How much are closing costs?
Closing costs typically range from 2-5% of the purchase price. On a $400,000 home, expect $8,000-$20,000. Costs vary by state.
What is included?
Lender fees, title insurance, transfer taxes, attorney fees, prepaid items (property tax, insurance), and escrow deposits.
Buyer or seller pays?
Both pay. Buyers typically 2-5% of price. Sellers typically 6-10% including agent commissions plus their own closing costs.
Is my data stored?
No. All calculations happen in your browser.